Home Loans

With access to hundreds of Home Loans, we're sure to be able to find the right one for you

5.0

from 78 Reviews

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Whether it's your First Home, Next Home or Dream Home, we're on your side

Finding the right home loan can often feel overwhelming. Whether you're stepping onto the property ladder for the first time, moving to your next home, or finally securing your dream home, Golden Triangle Finance Group is here to guide you through every step. We understand the importance of making informed decisions about your home loan, offering both principal and interest, and interest-only options to match your financial goals.

Our expertise in home loans is unmatched. With a range of variable rate and fixed-rate choices, we tailor our services to meet your specific needs, ensuring you get the best possible deal. For those buying their first home, navigating the array of choices can be daunting. That's why at Golden Triangle Finance Group, we're committed to simplifying the process, making your journey to homeownership as smooth and straightforward as possible.

If you're planning to move to your next home or aiming to purchase your dream house, our flexible and affordable home loan solutions give you the freedom to choose what best suits your financial situation. We pride ourselves on offering transparent, personalised advice, helping you to understand your options and make decisions with confidence.

By choosing Golden Triangle Finance Group for your home loan, you're not just getting financial support; you're gaining a trusted partner dedicated to helping you achieve your homeownership dreams.

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Let's talk about the different loan types.

Buying a house is a big step in life, and figuring out how to finance it can be a bit confusing. There are different types of home loans available, each with its own features and benefits. Let’s break down some common types of home loans that you might come across:

Interest Only Home Loans:

Interest-only home loans allow you to pay only the interest on the loan for a certain period, typically between one to five years. During this time, you won’t be paying off the principal amount you borrowed. After the interest-only period ends, you’ll start making payments that include both the principal and interest. These loans can be useful for investors or people who expect their income to increase in the future.

Principal & Interest Home Loans:

Principal and interest home loans are the most common type of home loan. With these loans, you make regular payments that cover both the interest charged on the loan and a portion of the principal amount borrowed. Over time, as you make these payments, you’ll gradually pay off the entire loan amount. This means you’ll own your home outright once the loan is paid off.

Variable Rate Home Loans:

Variable rate home loans have interest rates that can change over the life of the loan. This means your repayments can go up or down depending on changes in the official interest rate set by the central bank or other factors determined by your lender. These loans offer flexibility, but they can also make budgeting more challenging if interest rates rise.

Fixed Rate Home Loans:

Fixed rate home loans have a set interest rate that remains the same for a specified period, usually between one to five years. This means your repayments stay consistent and won’t change, even if interest rates in the market go up or down. Fixed rate loans provide stability and make budgeting easier since you know exactly how much you need to pay each month.

Our Recent Reviews

We cant thank Susan and Alissa enough for their time and assistance in securing our investment property recently. Both ladies are very accommodating, willing to listen and worked in with our own busy schedules while going through the motions of paperwork, banks and solicitors. We have learnt alot through the process and feel we can contact this team at any point with further questions if needed. We would have no hesitation recommending both ladies or utilising their services again in the future. We appreciate all your guidance . Thankyou

Camilla F

We chose Golden Triangle Group following a recommendation from a colleague and we have been extremely satisfied with their service. We relocated towns for work reasons and had to sell our house and buy another. From the beginning, Susan was so knowledgeable and explained things clearly for us - giving us multiple options for our situation. I was hesitant on using a mortgage broker in a different city and losing that face to face contact but Susan was flexible - meeting with us on teams and around our schedules. We have just settled on our new house and the finance side has been completely hassle free and we have been kept informed at all stages. Susan worked hard for us in getting a great deal from the banks and pushing for lower rates to set us up well into the future. Thank you Susan, Alissa and Selina for all your assistance!

Em Manson

We knew our existing finance arrangements for our family grazing and feedlotting business were overdue for review, but we needed someone with agricultural industry knowledge and broad range banking connections to drive the process. Golden Triangle were so genuine in advocating for our business to achieve a successful refinance, putting us in a position to expand our horizons to take advantage of exciting opportunities. We are so grateful to Jodie & Alissa - they are a skilled, driven, and highly capable duo. Most importantly, they actually understand the nuances of an agricultural business - how refreshing. We would highly recommend the team at Golden Triangle.

Isabel Coulton

I can't thank Golden Triangle Finance Group enough for all the support in helping me secure finance to purchase my new business. Thanks to their efforts, I was able to secure the right financing for my business acquisition. Highly recommend Alissa and her team to anyone in need of a finance broker—outstanding service and results!

Kristy Mitchell

Frequently Asked Questions

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help with refinancing an existing loan?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan, investment loan or agribusiness loan.

Why should I use a Mortgage Broker?

Brokers have access to more than one bank – if your circumstances don’t suit a bank, we can find you a solution at another bank. We can find you the best deal from a range of banks without you having to do the work. We are regulated by the Australian Government to do what is in your best interest as opposed to banks that need to do the best by their shareholders.

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