Whether it's your First Home, Next Home or Dream Home, we're on your side

Finding the right home loan can often feel overwhelming. Whether you're stepping onto the property ladder for the first time, moving to your next home, or finally securing your dream home, Golden Triangle Finance Group is here to guide you through every step. We understand the importance of making informed decisions about your home loan, offering both principal and interest, and interest-only options to match your financial goals.

Our expertise in home loans is unmatched. With a range of variable rate and fixed-rate choices, we tailor our services to meet your specific needs, ensuring you get the best possible deal. For those buying their first home, navigating the array of choices can be daunting. That's why at Golden Triangle Finance Group, we're committed to simplifying the process, making your journey to homeownership as smooth and straightforward as possible.

If you're planning to move to your next home or aiming to purchase your dream house, our flexible and affordable home loan solutions give you the freedom to choose what best suits your financial situation. We pride ourselves on offering transparent, personalised advice, helping you to understand your options and make decisions with confidence.

By choosing Golden Triangle Finance Group for your home loan, you're not just getting financial support; you're gaining a trusted partner dedicated to helping you achieve your homeownership dreams.

Let's talk about the different loan types.

Buying a house is a big step in life, and figuring out how to finance it can be a bit confusing. There are different types of home loans available, each with its own features and benefits. Let’s break down some common types of home loans that you might come across:

Interest Only Home Loans:

Interest-only home loans allow you to pay only the interest on the loan for a certain period, typically between one to five years. During this time, you won’t be paying off the principal amount you borrowed. After the interest-only period ends, you’ll start making payments that include both the principal and interest. These loans can be useful for investors or people who expect their income to increase in the future.

Principal & Interest Home Loans:

Principal and interest home loans are the most common type of home loan. With these loans, you make regular payments that cover both the interest charged on the loan and a portion of the principal amount borrowed. Over time, as you make these payments, you’ll gradually pay off the entire loan amount. This means you’ll own your home outright once the loan is paid off.

Variable Rate Home Loans:

Variable rate home loans have interest rates that can change over the life of the loan. This means your repayments can go up or down depending on changes in the official interest rate set by the central bank or other factors determined by your lender. These loans offer flexibility, but they can also make budgeting more challenging if interest rates rise.

Fixed Rate Home Loans:

Fixed rate home loans have a set interest rate that remains the same for a specified period, usually between one to five years. This means your repayments stay consistent and won’t change, even if interest rates in the market go up or down. Fixed rate loans provide stability and make budgeting easier since you know exactly how much you need to pay each month.